SeedInvest screens and vets all deals thoroughly (they only accept approximately 1% of startups that apply). Then they offer clients the opportunity to invest with each company, setting an investment minimum as low as a few hundred dollars (letting investors easily diversify across multiple startups).
A leading equity crowdfunding platform that allows unaccredited investors to invest and own shares in startups and early-stage companies.
An crowdfunding service that connects startups with individual investors. Wefunder uses a provision in the 2012 JOBS Act that allows unaccredited investors to purchase equity (as little as $100) in early stage private companies (letting clients easily diversity with multiple startups).
Allows investors to co-invest in startups with other notable investors via investor-led syndicates. People who back a notable investor’s syndicate commit to invest in their future deals, and agree to pay a carry (a percentage of the profit of a fund, ranging from 5-20%). Backers can increase or reduce their investment in a particular deal or opt out of a deal entirely. The platform also manages venture funds that give investors exposure to hundreds of high-quality deals. The advantage of investor-led syndicates (vs. venture funds), is that backers gain the flexibility to choose which companies and syndicate leads to invest in. The disadvantage of investor-led syndicates, is that backers generally pay a premium (approximately 1.4 – 1.5x higher carry on their portfolio) vs. venture funds.
P2P Lending
A leading peer-to-peer (P2P) lending platform that allows you to invest in short-term, property-backed loans. Founded in 2014, EstateGuru currently offers investment opportunities originating from Estonia, Latvia, Lithuania, Finland, and Spain.
The largest P2P lending marketplace in Europe (headquartered in Riga, Latvia), Mintos gives you the opportunity to invest in a diversified portfolio business and consumer credit. The platform was winner of the AltFI “People Choice” award in 2016, 2017, 2018, 2019, and 2020.
One of the most popular P2P lending platforms in Europe, PeerBerry mainly focuses on short-term consumer loans, although they also facilitate loans that are more business-oriented. The company itself is based in Riga, Latvia, while many of the loans originate in Central and Eastern Europe – in countries like Poland, Ukraine, Kazakhstan, and Russia, amongst others. Investments with PeerBerry are safeguarded with buyback guarantees, and are further secured by a group guarantee, for additional protection.
A real estate crowdfunding and group buying platform that offers investments in peer-to-peer (P2P) property loans, as well as group buying deals to acquire single apartments at wholesale prices (sales price if you were purchasing an entire building). Properties are primarily located in Riga Latvia.
A Latvia-based P2P lending marketplace that connects investors with borrowers (predominately from Poland and Lithuania). Loan types include unsecured personal loans, secured car loans, business loans, real estate loans and invoice financing.